It’s surprisingly common for banks, mortgage buyers, and most famously event ticketing companies to charge completely manipulated fees that have no basis in reality. What is a “convenience fee” when bill processing is automated anyway? They say it’s for convenience, but in truth it’s for their convenience, not yours. And the reason people feel pressured into paying these is because these companies are often so big (plus the fact you own them money in the first place) that they’re getting what they want on sheer intimidation. It’s robbery, dammit! It’s the worst. Some companies will even pretend they didn’t receive payments just to tell their own customers they’ve defaulted.
Because of these predatory business practices, people have to come up with their own solutions to avoid this BS. And when they come up with solutions that inconvenience the party that was trying to be unreasonable in the first place? That’s the kind of satisfaction that turns each of our pant legs into eclairs. It provides a roadmap to stand up for ourselves in our own lives. We can each be our own Rocky, and the bank that owns our debt the proverbial Apollo Creed. But just in the first movie. Actually, we take that back. They can be Apollo Creed in the fourth one.
Anyway, it’s fun to see people inconvenience the bastards who try to bleed them dry on no other justification that that they have power, money and fear on their side.